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Dealing With Flood Insurance? Houston Homeowners Turning To Us!
Outdoor Living Space Design
 

Dealing With Flood Insurance? Houston Homeowners Turning To Us!

Posted by Lisa Lynch on 9/25/2017


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Dealing With Flood Insurance? Houston Homeowners Turning To Us!

Dealing with flood insurance, Houston? Don't settle unless you talk to design-building professionals who know materials, finishes and furnishings! They'll make sure you get the FULL amount back for your property damaged by flooding from Hurricane Harvey! More at www.outdoorhomescapes.com/blog

In trying to submit claims for their flood insurance, frustrated Houston homeowners (like the owners of this destroyed property in Bellaire) are turning to us for our insurance claim analysis!

“I’ve been talking to homeowners needing remodels since the flood, and watching as insurance adjusters write down ’tile floor’ when it’s really expensive travertine or marble tile, or ’2 cm granite countertop’ when it’s really 3 centimeters,” explains Wayne Franks, owner of Outdoor Homescapes of Houston.

“People have spent years making their house a home, and they’re already dealing with that loss – not getting the full amount of their investment back shouldn’t be an added stress,” he continues. “We want to advocate for them – trying to get them their home – all of their home – back through their Houston flood insurance claim. Because you know on the other side, the adjuster is representing the insurance company.”

Houston homeowners dealing with Hurricane Harvey insurance claims for flood damage need someone representing their side of the story to the insurance company. Read more at www.outdoorhomescapes.com/blog

Outdoor Homescapes of Houston’s interior design-build professionals are perfect for the job, because they KNOW building materials, finishes and furnishings! “From what I’ve seen so far, the insurance adjusters just don’t have that specialized knowledge,” says Wayne. “So we can talk to them before they draft a final settlement offer, or we can look at the final settlement offer and recommend corrections.”

At the Bellaire water restoration and remodel project pictured above, for instance, Wayne made sure to speak with the insurance adjuster, suggesting changes.

Houston flood insurance claim? Don't settle until you talk to Outdoor Homescapes of Houston! Here, a crew member uses a moisture meter to see if there is wetness underneath the tile. More at www.outdoorhomescapes.com/blog

 

 

“I met with the insurance adjuster on site before the claim was filed, noting that even though the tile floor looked dry, we used a moisture meter on it (see above picture) and it was still quite wet underneath,” says Wayne. “He also thought the tile was porcelain, but it was really travertine – which is more expensive.

Wayne also made sure to tell him that, because the lower counter cabinets had to come out (because the water had been 20 inches high), that the insurance company should give the homeowners credit for the granite countertop, because granite can often crack when you take out the cabinets.

Don't settle on your Houston flood insurance claim until you get an insurance claim analysis from design-build professionals like Outdoor Homescapes of Houston. They can recommend changes to an insurance adjuster whose notes on your building materials, finishes and furnishings aren't specific enough to get you the full reimbursement you're owned! More at www.outdoorhomescapes.com/blog

The adjuster agreed with Wayne on these changes, and also agreed that the granite countertop (see above) was a centimenter thicker than he’d noted and had a bullnose edge on it that cost more than a standard edge.

“These things add up,” notes Wayne. “And we’re glad we can help people out in this way.”

That’s why Outdoor Homescapes of Houston is offering $300 off their insurance claim analysis when Houston buy design services from them for their post-flood remodel. 

Interested? Just contact us online!

Or give us a call! (713) 569-1341

 

 

 

 

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